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Operators vs fraudsters: whose side are e-wallets and affiliates on?

first_imgBingo Subscribe to the iGaming newsletter Regions: Africa Asia Europe LATAM US AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter 15th June 2018 | By Joanne Christie While undoubtedly valuable to igaming operators, wallet providers and affiliates are at times enabling behaviour such as bonus abuse, says MuchBetter’s Jens Bader.E-wallets serve an invaluable purpose in igaming, acting as a conduit for operators to receive funds and for players to withdraw their winnings. However, they have also become a principle enabler of fraud in recent years and a key weapon in the arsenal of every fraudster.While no one disputes their continued importance, operators are starting to question whether wallets have swung too far in favour of users and whether wallet providers and affiliates are doing enough to prevent activity such as bonus abuse.A more extreme question might be to ask whose side these industries are really on, since e-wallets and affiliates appear to be benefiting as much as anyone from the current status quo.  What is the e-wallet problem? Historically, e-wallets were designed to put their users’ needs first, not the needs of operators. Their main features are customer-centred benefits, such as funding the wallet in real-time, moving money easily into and out of gaming accounts and using an attached prepaid card to use the account anywhere.While it could be argued that a rising tide lifts all boats, and that happier players make for more loyal and valuable customers, this is only true up to a point. Indeed, the use of e-wallets has created massive issues for operators including money laundering, collusion and bonus abuse.Of all fraudulent activity, bonus abuse might be the clearest example of how e-wallets can hurt operators. Bonus abuse involves players creating fraudulent accounts for the sole purpose of using promotional offers that are designed to acquire new players, without ever, or only as part of the wider scam, placing bets with their own money.When these codes are used in conjunction with bogus player accounts, gaming platforms are directly losing funds that they invested into acquiring new players. Anecdotal evidence suggests that bonuses can amount to as much as 35% of gross revenue spend and bonus abuse can cost as much as 15% of gross revenue.Bonus abuse is further exacerbated by fraudsters who scale up their activity by creating dozens of fake accounts. Most use e-wallets because they allow users to create multiple anonymous accounts from a single device and fund them by numerous methods without any transparency to the operator.Furthermore, since a single wallet can be funded by numerous accounts, possibly hundreds, it becomes impossible to know their true owners. In theory, this anonymity may also enable banned users to create new accounts by proxy, making it even harder for operators to clamp down on bonus abuse.So what exactly is preventing e-wallets from trying to stop this behaviour? The problem is that, other than avoiding relatively small fines, there really is no motivation for wallets to really clamp down on activity like bonus abuse.In fact, e-wallets often stand to benefit through the massive transaction fees generated by this behaviour. Worse still, some wallets actively encourage their users to make payments/transfers as often as possible, usually via cashback incentives.While this is not illegal by any means, some would call it ‘wallet operator fraud’, since they are gaming the system and encouraging users to make transactions for the sake of transactions.Do affiliates enable bonus abuse? Affiliates play an important part in this ecosystem too, given their role connecting players and operators. A typical scenario would be an affiliate promising an operator that they can identify a certain number of new prospective players for their promotional campaigns.This may sound like a win-win scenario (the affiliate gets paid and the operator gets new players), but all is not as it seems. The problem is that affiliates don’t care who signs up to these bonus campaigns, only that they are signed up. In many cases, there is no due diligence from affiliates to ensure that bonus promotions are used by legitimate players.The jury is still out on the role of affiliates in today’s igaming industry, since they can and do serve a valuable purpose. Something needs to change, however, since some affiliate sites currently function as a notice board for fraudsters to browse the latest bonus deals and pick those to their liking.By the time that an operator realises that the money they spent on their latest bonus campaign has resulted in zero new players, it is too late for them to do anything about it.This is not OK, and affiliates need to recognise their role in enabling this behaviour and take serious steps to prevent it, paying more than just lip service to the problem.Solving the problem These are serious problems, but there are ways that the industry can go about achieving change. For instance, were e-wallets linked to a single app or device, the cost of scaling scams such as bonus abuse would become prohibitive and far less popular.Likewise, if e-wallet providers were more transparent with operators and shared better/more data, which is still possible under GDPR, it would be much easier for operators and regulators to shine a light on fraudsters. The arrival of open banking and open APIs could also be a chance for the industry to change the status quo.The operator/affiliate/e-wallet relationship cannot continue in its current form, that much is clear, and something has got to give. I believe that 2018 is the year that the industry decides enough is enough and it will be fascinating to observe how things change over the next 12 months. Watch this space. Jens Bader has more than 20 years of experience in the payments industry, and recently co-founded MuchBetter, the new payments application for igamingRelated articles: Matched betting: ‘bonus abuse’ costing industry £20m every month (paywall) Card fraud to rise 50% during World Cup, says HooYu Operators vs fraudsters: whose side are e-wallets and affiliates on? Topics: Casino & games Marketing & affiliates Sports betting Bingo Poker Tags: Card Rooms and Poker Mobile Online Gambling While undoubtedly valuable to igaming operators, wallet providers and affiliates are at times enabling behaviour such as bonus abuse, says MuchBetter’s Jens Bader Email Addresslast_img read more

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Ukraine’s SBU closes more than 30 illegal gambling operations

first_imgUkraine regards both the DPR and the LPR as terrorist organizations, although most international bodies and other nations, including the EU, US, and Russia, do not apply this label to the groups. Legal & compliance Email Address 25th March 2021 | By Conor Mulheir Under the bill, online gambling, bookmaking, slot halls and land-based casinos would all be legal, but casinos may only be located in hotels. The first licence granted by KRAIL was awarded in February, to Cosmolot operator Spaceiks, allowing it to operate an online casino in the country. During the investigations, SBU officers seized over 600 units of computer equipment, 14 poker tables, 5 roulette wheels, playing chips, cards, card game accessories, the mobile phones of establishment staff, client database records, video recorders and cash. Information on the possible involvement of law enforcement officers in the activities is currently under investigation. Regions: Ukraine Ukraine’s first sports betting licence was subsequently awarded to Parimatch in March. The Security Service of Ukraine (SBU), together with the nation’s Commission for Licensing of Gambling and Lotteries (KRAIL) has shut down more than 30 illegal gambling establishments and two casinos since the beginning of March. Tags: KRAIL Security Service of Ukraine AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Gambling was legalised in Ukraine in 2020, after the country’s president Volodymyr Zelensky signed the Gambling Act into law in August. Topics: Casino & games Legal & compliance Compliance Legal Licensing The SBU said it has been established that part of the funds obtained by the operations had been used to finance self-proclaimed states within Ukraine, the Donetsk People’s Republic (DPR) and Luhansk People’s Republic (LPR). Gambling establishments were shut down in the Kiev, Donetsk, Zhytomyr and Odessa regions of the country, among several others, and some of the establishments were operated by groups the SBU labels as terrorist organisations. Subscribe to the iGaming newsletter Ukraine’s SBU closes more than 30 illegal gambling operationslast_img read more

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first_img Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Investors wanting to ride the healthcare train should take a close look at CVS Group (LSE: CVSG) today. City analysts expect earnings to rocket 15% in the current fiscal year to June. However, the potential for brilliant profits growth isn’t just limited to the near term.CVS is the UK’s largest integrated veterinary services operator. As well as running 500 surgeries, it owns four labs for diagnostic services, operates pet crematoria, and sells medicine, food and other animal-related gear through a dedicated website.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Why does this make the AIM business such a top growth stock? Well, recent research suggests the global veterinary market will grow at a compound annual growth rate of more than 10% over the next three years, at least.In fact, data shows sales momentum in this sub-sector is picking up speed. And as a major player in the gigantic UK marketplace — by far the largest in Europe for vet spend — CVS is in the box seat to ride this trend.Booming share priceStrong trading updates of late reveal just how lucrative the industry is. In the four months to October, sales at CVS beat even its own expectations. These rocketed 16.8% in the period, or 8% on a like-for-like basis. And underlying sales at its core Practices division leapt 7.4% year-on-year.The strong performance of its surgeries wasn’t just driven by one or two factors either. It said the “focus on high quality clinical work, including increased volume and value of referrals” helped to drive like-for-likes in the four months. However, higher vet fees across its UK small animal business, allied with price increases at its Healthy Pet Club preventative medicine scheme, went some way to inflating the top line too.Now CVS doesn’t come cheap. At current prices, it trades on a forward P/E ratio of 21.3 times. But an elevated premium is a small price to pay for a firm with a dominant role in such a fast-growing sector.The stock has ballooned 170% in value in the past 12 months and I’m tipping it to keep on exploding. And with fresh trading details due this Friday (February 7), I think another significant move higher could be just around the corner.More great news?Before you go, I’d also like to mention GlaxoSmithKline (LSE: GSK), another healthcare stock which could print more share price gains this month.Like CVS, strong trading numbers have driven investor demand over the past year, steering the company’s price 23% higher since early February 2019. And I’m excited to see what the FTSE 100 firm’s fourth-quarter update will reveal tomorrow (February 4). Last time out in October, it reported better-than-forecast numbers for quarter three as strong sales across the business pushed group revenues 16% higher.In 2020, GlaxoSmithKline’s earnings are expected to dip 3%. Though news of stronger trading tomorrow could see City analysts upgrade their forecasts like they did following October’s update. With a forward P/E ratio of 15.2 times and divided yield of 4.4%, I reckon the drugs star is a brilliant buy today. Image source: Getty Images See all posts by Royston Wild Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!center_img Royston Wild | Tuesday, 4th February, 2020 | More on: CVSG GSK I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Have £3k to spend? A top growth stock I’d buy for my ISA for 2020 and never sell Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997”last_img read more

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No savings at 40? How I’d build passive income in a Stocks and Shares ISA

first_imgNo savings at 40? How I’d build passive income in a Stocks and Shares ISA I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. TomRodgers has no position in any of the shares mentioned. The Motley Fool UK owns shares of and has recommended Amazon and Tesla. The Motley Fool UK has recommended Hargreaves Lansdown and recommends the following options: short January 2022 $1940 calls on Amazon and long January 2022 $1920 calls on Amazon. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. center_img Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Tom Rodgers | Monday, 9th November, 2020 Passive income should be the goal for every wise investor. And getting a regular income from stocks and shares is simpler than it might seem. The way that the world’s best investors do it is to focus on dividend income. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Think of Warren Buffett. He has rigorously applied the same strategy for 60 years and there are some key elements that have remained the same throughout the decades. Following his path could help build passive income for a seriously impressive nest egg.How to start building passive incomeTo begin with I’d open a Stocks and Shares ISA. The tax benefits are immense. In a Stocks and Shares ISA, investors pay no tax on the dividends they receive. This is a crucial point for building passive income.If instead I decide to invest in FTSE 100 or FTSE 250 shares outside of an ISA? The maximum I can receive in dividends every year before paying tax is just £2,000. This is a vast reduction from 2018, when the upper limit was £5,000 per year. So today’s investors are much worse off than those that came before them. Doesn’t seem very fair, does it? Fortunately, as an added benefit, investors pay zero tax in a Stocks and Shares ISA if the value of their shares rises. This is called ‘capital gains’. That means it’s much easier to build passive income by using such an ISA than by ignoring it.  Pound-cost averagingLet’s talk about one of the key rules that Warren Buffett has followed in building a multi-billion-pound empire. He says that passive income is simpler to achieve if you invest the same amount every month. Warren Buffett calls this ‘dollar-cost averaging’. For our purposes as UK investors we can think of this as ‘pound-cost averaging’.  Buffett’s theory has been proven to work over six decades of investing. It says that I will get better results overall if I build positions in shares consistently, both when their prices are a little higher and when they are a little lower. Many UK Stocks and Shares ISAs will actually offer cheaper prices to buy shares if I set up a direct debit for the same amount every month. For example, Hargreaves Lansdown runs one of UK’s most popular Stocks and Shares ISAs. In its version, there is a special feature called ‘Regular Investing’. This condition is only unlocked if I invest every month. Passive income growthWithin this, I could choose to build passive income by investing in popular funds like the FTSE 100-listed Scottish Mortgage Investment Trust that owns stakes in big names Amazon and Tesla. I can also focus on FTSE 100 dividend shares with the largest payouts, like British American Tobacco at 8.3%.With regular investing, the amount I have to pay in a Hargreaves Lansdown Stocks and Shares ISA to buy the shares drops from £11.95 per trade to just £1.50 per trade. That’s a whopping 87% less that I have to pay in fees. Other Stocks and Shares ISA providers are available, of course. Some of the most popular UK ones are AJ Bell and Interactive Investor. When we zoom out and take a big picture investing view, these little things can add up to massive passive income benefits.  Enter Your Email Address See all posts by Tom Rodgerslast_img read more

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Reclaiming the original intent of Mother’s Day

first_imgMother’s Day has become the story of a mother who selflessly labors physically and emotionally in the home but deserves one day to be fêted for all “the little things she does.” We have such romantic notions of being finally appreciated on Mother’s Day, that some mothers can feel disappointed. Not surprisingly, mothers experience lower satisfaction with Mother’s Day than fathers do with Father’s DayThe author with her niece.Desiree ThomasSince Mother’s Day tends to focus on appreciating a mother’s domestic and emotional labor, it neglects a huge part of our life’s work, goals, and accomplishments; it’s not surprising that some women feel dissatisfied. Not only do we have to pack all that appreciation into one day, we often do the cooking and housework anyway.The original intent of Mother’s Day to be a collective day of action — rather than a day of buying gifts, cards or flowers — seems long forgotten.History of Mother’s DayOriginally a call for peace in response to the carnage of war, the 1870 Mother’s Day Proclamation was an impassioned plea by activist Julia Ward Howe, a feminist and advocate for the abolition of slavery. She wrote:“LET WOMEN NOW LEAVE ALL THAT MAY BE LEFT OF HOME FOR A GREAT AND EARNEST DAY OF COUNSEL … WITH EACH OTHER … AS TO THE MEANS WHEREBY THE GREAT HUMAN FAMILY CAN LIVE IN PEACE.”Could we once again imagine Mother’s Day as a day to work for peace and justice?What if Mother’s Day was less about a brief reprieve from cooking and more about celebrating the diversity of all families? Could it become a day to support, celebrate and share collectively in the labor of making healthy, peaceful communities and families?Anna Jarvis was another ardent advocate for Mother’s Day and a passionate opponent of its commercialization, particularly in the form of greeting cards. In 1914 she succeeded in getting Mother’s Day recognized as a national holiday in the United States. She did not succeed in stopping its commercialization.Hallmark’s lasting influenceAmericans spend over $23 billion on Mother’s Day, an average of about $200 per family and US$2.5 billion on greeting cards alone.It is the third most popular greeting card holiday, according to Hallmark.In a 2018 study, U.S. sociologists found that greeting cards tell a gendered story of parenting and families. Cards for mothers celebrate nurturing qualities while cards for fathers uphold instrumental qualities like teaching. These greeting cards thank mothers for being loving, for drying tears and for “the little things they do.” Personal and emotional care receive little mention in Father’s Day cards.Hallmark’s gendered story also does not include single mothers, nor incarcerated mothers. Nor does the idyllic Mother’s Day storybook include queer mothers, mothers separated from their children through residential schools, missing mothers, mothers whose child will never be able to make them breakfast in bed.In Canada, lone-parent families make up more than 20 percent of all families with children, and 80 percent of these are headed by women. Over one-third of lone parents were never married.Approximately 80 percent of women in the U.S. and Canadian jails are mothers. In Canada, almost 350,000 kids have a mother who is incarcerated.None of these families are celebrated as part of the idealized Mother’s Day — most advocates of “the family” represent the single-parent family as pathological and irresponsible. Yet the origin of Father’s Day was to honor a father who raised six children alone.Reclaim Mother’s DayLet’s reclaim the original intention of Mother’s Day: to gather and act together to challenge war, teach compassion, and work towards peace and justice. As peace activist, Ursula Franklin famously asserted, “Peace is not the absence of war … it is the presence of justice.”Instead of buying something, talk, connect, act with others. Teach your children about the diversity of families. Teach them too about the families denied the chance to celebrate Mother’s Day.Mother’s Day Vigil for Peace outside the Royal Ontario Museum in Toronto by Voice of Women a Canadian peace group, May 11, 1963.Peter Ward/Toronto Telegram/Clara Thomas Archives & Special Collections/York UniversityContribute to a Mother’s Day campaign like Mama’s Bail Out, and support the work to reform bail practices. The Mama’s Bail Out Day project works to bail out mothers in time for Mother’s Day, an effort that is true to the original intent of this day. Local organizations across the U.S. have taken up this challenge.As in Canada, they are also fighting for reform of the criminal justice system. In both the U.S. and Canada, a majority of those incarcerated are not convicted but are awaiting bail hearings or trials, with profoundly disproportionate effects on Black and Indigenous communities.Mother’s Day could also be a time to support groups like FEAT (fostering, empowering, advocating, together) which helps the 50,000 children of incarcerated mothers in Ontario.The activism that inspired Mother’s Day is not dusty historical trivia. My own daughter is part of its on-going thread; her new school is inspired by the work of Ursula Franklin, who as a member of the Voice of Women not only participated in Mother’s Day vigils for peace, but also tested the baby teeth of children (including her own) for radioactive strontium. Her research galvanized mothers across the country to convince the U.S. government to stop atmospheric nuclear testing.So if on Mother’s Day your mother says, “For one day, I would love the whole family to get along and not argue,” then in fact, as retired teacher Sharon Montgomery suggests she would be in tune with Julia Ward Howe’s proclamation: “When families live in peace, they take the first step toward peace on our planet.” Mother’s Day has become the story of a mother who selflessly labors physically and emotionally in the home but deserves one day to be fêted for all “the little things she does.” We have such romantic notions of being finally appreciated on Mother’s Day, that some mothers can feel disappointed. Not surprisingly, mothers experience lower satisfaction with Mother’s Day than fathers do with Father’s DayThe author with her niece.Desiree ThomasSince Mother’s Day tends to focus on appreciating a mother’s domestic and emotional labor, it neglects a huge part of our life’s work, goals, and accomplishments; it’s not surprising that some women feel dissatisfied. Not only do we have to pack all that appreciation into one day, we often do the cooking and housework anyway.The original intent of Mother’s Day to be a collective day of action — rather than a day of buying gifts, cards or flowers — seems long forgotten.History of Mother’s DayOriginally a call for peace in response to the carnage of war, the 1870 Mother’s Day Proclamation was an impassioned plea by activist Julia Ward Howe, a feminist and advocate for the abolition of slavery. She wrote:“LET WOMEN NOW LEAVE ALL THAT MAY BE LEFT OF HOME FOR A GREAT AND EARNEST DAY OF COUNSEL … WITH EACH OTHER … AS TO THE MEANS WHEREBY THE GREAT HUMAN FAMILY CAN LIVE IN PEACE.”Could we once again imagine Mother’s Day as a day to work for peace and justice?What if Mother’s Day was less about a brief reprieve from cooking and more about celebrating the diversity of all families? Could it become a day to support, celebrate and share collectively in the labor of making healthy, peaceful communities and families?Anna Jarvis was another ardent advocate for Mother’s Day and a passionate opponent of its commercialization, particularly in the form of greeting cards. In 1914 she succeeded in getting Mother’s Day recognized as a national holiday in the United States. She did not succeed in stopping its commercialization.Hallmark’s lasting influenceAmericans spend over $23 billion on Mother’s Day, an average of about $200 per family and US$2.5 billion on greeting cards alone.It is the third most popular greeting card holiday, according to Hallmark.In a 2018 study, U.S. sociologists found that greeting cards tell a gendered story of parenting and families. Cards for mothers celebrate nurturing qualities while cards for fathers uphold instrumental qualities like teaching. These greeting cards thank mothers for being loving, for drying tears and for “the little things they do.” Personal and emotional care receive little mention in Father’s Day cards.Hallmark’s gendered story also does not include single mothers, nor incarcerated mothers. Nor does the idyllic Mother’s Day storybook include queer mothers, mothers separated from their children through residential schools, missing mothers, mothers whose child will never be able to make them breakfast in bed.In Canada, lone-parent families make up more than 20 percent of all families with children, and 80 percent of these are headed by women. Over one-third of lone parents were never married.Approximately 80 percent of women in the U.S. and Canadian jails are mothers. In Canada, almost 350,000 kids have a mother who is incarcerated.None of these families are celebrated as part of the idealized Mother’s Day — most advocates of “the family” represent the single-parent family as pathological and irresponsible. Yet the origin of Father’s Day was to honor a father who raised six children alone.Reclaim Mother’s DayLet’s reclaim the original intention of Mother’s Day: to gather and act together to challenge war, teach compassion, and work towards peace and justice. As peace activist, Ursula Franklin famously asserted, “Peace is not the absence of war … it is the presence of justice.”Instead of buying something, talk, connect, act with others. Teach your children about the diversity of families. Teach them too about the families denied the chance to celebrate Mother’s Day.Mother’s Day Vigil for Peace outside the Royal Ontario Museum in Toronto by Voice of Women a Canadian peace group, May 11, 1963.Peter Ward/Toronto Telegram/Clara Thomas Archives & Special Collections/York UniversityContribute to a Mother’s Day campaign like Mama’s Bail Out, and support the work to reform bail practices. The Mama’s Bail Out Day project works to bail out mothers in time for Mother’s Day, an effort that is true to the original intent of this day. Local organizations across the U.S. have taken up this challenge.As in Canada, they are also fighting for reform of the criminal justice system. In both the U.S. and Canada, a majority of those incarcerated are not convicted but are awaiting bail hearings or trials, with profoundly disproportionate effects on Black and Indigenous communities.Mother’s Day could also be a time to support groups like FEAT (fostering, empowering, advocating, together) which helps the 50,000 children of incarcerated mothers in Ontario.The activism that inspired Mother’s Day is not dusty historical trivia. My own daughter is part of its on-going thread; her new school is inspired by the work of Ursula Franklin, who as a member of the Voice of Women not only participated in Mother’s Day vigils for peace, but also tested the baby teeth of children (including her own) for radioactive strontium. Her research galvanized mothers across the country to convince the U.S. government to stop atmospheric nuclear testing.So if on Mother’s Day your mother says, “For one day, I would love the whole family to get along and not argue,” then in fact, as retired teacher Sharon Montgomery suggests she would be in tune with Julia Ward Howe’s proclamation: “When families live in peace, they take the first step toward peace on our planet.” By Sarita Srivastava, Queen’s University, OntarioI vividly recall the first time my kids made me breakfast for Mother’s Day. I lay in bed patiently listening to them giggle and rustle around the kitchen … wait, was that the blender? They brought their creative concoction out to the yard, where we had an idyllic, quiet morning in the May sunshine. As a single mother, I cherished this moment of respite and respect. But as a sociologist, I know that my longing for the ideal Mother’s Day was cultivated by the ubiquity of Hallmark’s sentimental greeting cards, by traditional notions of the family and motherhood, and by historical amnesia that has buried the origins of both Mother’s Day and Father’s Day. You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment.,By Sarita Srivastava, Queen’s University, OntarioI vividly recall the first time my kids made me breakfast for Mother’s Day. I lay in bed patiently listening to them giggle and rustle around the kitchen … wait, was that the blender? They brought their creative concoction out to the yard, where we had an idyllic, quiet morning in the May sunshine. As a single mother, I cherished this moment of respite and respect. TAGSMother’s Day 2019The Conversation Previous articleLooking back as an adult on my parents’ adviceNext articleEvery day is mama’s day! Denise Connell RELATED ARTICLESMORE FROM AUTHOR But as a sociologist, I know that my longing for the ideal Mother’s Day was cultivated by the ubiquity of Hallmark’s sentimental greeting cards, by traditional notions of the family and motherhood, and by historical amnesia that has buried the origins of both Mother’s Day and Father’s Day. Sarita Srivastava is an Associate Professor of Sociology, Gender Studies and Cultural Studies at Queen’s University, Ontario. This article is republished from The Conversation under a Creative Commons license. The Anatomy of Fear center_img LEAVE A REPLY Cancel reply Please enter your comment! Sarita Srivastava is an Associate Professor of Sociology, Gender Studies and Cultural Studies at Queen’s University, Ontario. This article is republished from The Conversation under a Creative Commons license. Share on Facebook Tweet on Twitter Support conservation and fish with NEW Florida specialty license plate Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Mother’s Day 2019 Please enter your name herelast_img read more

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HAT / APOLLO Architects & Associates

first_imgHAT / APOLLO Architects & AssociatesSave this projectSaveHAT / APOLLO Architects & Associates CopyAbout this officeAPOLLO Architects & AssociatesOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesShinjukuJapanPublished on August 25, 2016Cite: “HAT / APOLLO Architects & Associates” 25 Aug 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialPlastics / FibersRodecaTranslucent Building Elements in Downton Primary SchoolSkylightsVELUX CommercialModular Skylights – LonglightBathroom FurnitureBradley Corporation USAToilet Partition CubiclesSignage / Display SystemsGoppionDisplay Case – One-offAcousticFabriTRAK®FabriFELT™ for Walls and CeilingsBoardsStructureCraftStructural Panel – Dowel Laminated TimberThermalSchöckInsulation – Isokorb® Concrete to SteelDoorsJansenSmoke Control Door – Economy 60Louvers / ShuttersShade FactorExternal Venetian BlindsMore products »Save想阅读文章的中文版本吗?东京“帽子”住宅 / APOLLO Architects & Associates是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Japan Year:  “COPY” HAT / APOLLO Architects & Associates Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/794022/hat-apollo-architects-and-associates Clipboard CopyHouses•Shinjuku, Japan Architects: APOLLO Architects & Associates Area Area of this architecture project Photographs:  Masao Nishikawa ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/794022/hat-apollo-architects-and-associates Clipboardcenter_img Structural Engineer: Area:  78 m² Year Completion year of this architecture project Nomura Structure, Nomura Motoi Save this picture!© Masao Nishikawa+ 15 Share Photographs Lighting Design: ArchDaily Mechanical Engineer:Naoki MatsumotoArchitect In Charge:APOLLO Architects & Associates, Satoshi KurosakiCity:ShinjukuCountry:JapanMore SpecsLess SpecsSave this picture!© Masao NishikawaRecommended ProductsWoodSculptformTimber Click-on BattensWoodAccoyaAccoya® Cladding, Siding & FacadesDoorspanoramah!®ah! PivotDoorsVEKADoors – VEKAMOTION 82Text description provided by the architects. The client is a couple in their 50s and both work full-time. Their plan was to rebuild their parents’ house in the urban area in order to live with their mother. The site is located in a dense residential area where one can find the remnant of good old days of Tokyo. In order to prepare for possible natural disasters in the future, the couple wished to build a house of reinforced concrete box frame construction with high resistance to fire and earthquakes. Since the site is small with a deformed shape, it was required to achieve the maximum capacity while avoiding setback-line limits on each side of the house.Save this picture!© Masao NishikawaOne cannot have a full view of the house since it is built at the very end of a blind alley. The building consists of three stories, with two floors above ground and a basement floor, and a half of the basement floor is buried underground in order to achieve the maximum capacity by taking advantage of easing of the restrictions.Save this picture!PlanSave this picture!SectionThe outline of the deformed land was extruded three dimensionally to form the house, and the charming appearance of the exposed concrete box topped with a roof resembling a pointed hat catches the eye of passers-by.Save this picture!© Masao NishikawaTheir mother’s room is on the semi-basement floor, down the stairs next to the entrance in the entrance court. The entire floor plan is designed compactly: the couple’s space is on the first floor with two study rooms, for the husband and wife respectively; a bedroom between the studies; and a wet area. Although it appears rather closed from the outside, the interior space with a sense of openness with abundant natural light is achieved by providing the courtyard.Save this picture!© Masao NishikawaThe family room on the second floor is shaped along the setback-line limits, and the wooden rafters are used for the roof truss instead of reinforced concrete ones, creating a unique appearance of the mixed structure.Save this picture!© Masao NishikawaOne feels a distinct centripetal force in the loft-like small space with a courtyard, which somehow reminding one of a yurt, a dwelling of Mongolian nomads. The entire roof is lit up by the ambient light, creating a sense of security in such a small space, as if staying under the shelter of a big tree. Project gallerySee allShow lessSujiva Living / Somia Design StudioSelected ProjectsBjarke Ingels, Rem Koolhaas to Feature in September Issue of WIRED UK, “THINK BIGGER”Architecture News Share 2016 SIRIUS LIGHTING OFFICE Projectslast_img read more

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Northwoods House / Olson Kundig

first_img “COPY” Projects Houses Area:  6570 ft² Year Completion year of this architecture project Structural Engineer: Monte Clark Engineering ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/944903/northwoods-house-olson-kundig Clipboard Contractor: “COPY” CopyAbout this officeOlson KundigOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookIron RiverUnited StatesPublished on August 04, 2020Cite: “Northwoods House / Olson Kundig” 04 Aug 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesGlassMitrexSolar GreenhouseMetal PanelsAurubisOxidized Copper: Nordic BrownDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteStonesCosentinoSurfaces – Silestone® Nebula SeriesWall / Ceiling LightsLouis PoulsenLamp – LP RiplsWood Boards / HPL PanelsBruagRoom Dividers – Partition Wall MDFStonesNeolithSintered Stone – Mar del PlataWindowspanoramah!®ah! SecurityPanels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelCarpetsFabromont AGTextile Floor Covering – Orbital® 07 COLORpunkt®LightsNorka lightingLuminaire – BelfastMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Photographs United States Northwoods House / Olson Kundig Products used in this ProjectSide tablesFlexformSide Table – OliverDesign Team:Jim Olson, Olivier Landa, Michael Wright, Crystal Coleman, Debbie KennedyLandscape:Stephen Stimson AssociatesConsultants:Joe Iano, Inc., Brian Hood Lighting Design, Seimatic, Kitchen ConsultantCity:Iron RiverCountry:United StatesMore SpecsLess SpecsSave this picture!© Ngoc Minh NgoText description provided by the architects. This home in Michigan’s Upper Peninsula frames and emphasizes its natural context, making nature its focus. The design reacts to the surrounding environment, dissolving inside/outside boundaries and creating composed views into the woods and towards the water.Save this picture!© Ngoc Minh NgoSave this picture!SectionSave this picture!© Ngoc Minh NgoExterior materials will weather over time to match the surroundings, while colors in the interior are inspired by the landscape – for example, an interior wood stain matches the color of the bark of nearby trees. The house is organized on the site in two directions. An East-West axis creates a path from the front door to a lake view, while floor to ceiling windows along a North-South axis frame the surrounding garden and forest. A sculptural staircase anchors the intersection of the two main axes. Throughout the interior, ceiling heights and room volumes vary, becoming more spacious in the rooms that open toward views.Save this picture!© Ngoc Minh NgoSave this picture!PlanSave this picture!© Ngoc Minh NgoRoof extensions and light shelves create clear definition between vertical spaces. The orderly axis breaks down outside the house, as an asymmetrical cantilevered roof directs your gaze to the woods and lake views to the west.Save this picture!© Ngoc Minh NgoProject gallerySee allShow lessMakers Quarter Block D Office Building / BNIMSelected ProjectsTorremuelle, a Room With a Sea View / Estudio Primitivo GonzálezSelected Projects Share Photographs:  Ngoc Minh Ngo Manufacturers Brands with products used in this architecture project Manufacturers: AutoDesk, Flexform, Holly Hunt, Kawneer, Calmar, Dogpaw, Gulassa & Co, Julien, Lapchi, Mingardi, Seimatic, Steve Clark, Village Interiorscenter_img Civil Engineer: Year:  ArchDaily Save this picture!© Ngoc Minh Ngo+ 16Curated by Paula Pintos Share Riederer Engineering LLC 2010 Northwoods House / Olson KundigSave this projectSaveNorthwoods House / Olson Kundig Mechanical Engineer: MBM Construction Co. Products translation missing: en-US.post.svg.material_description STS Consultants ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/944903/northwoods-house-olson-kundig Clipboard Architects: Olson Kundig Area Area of this architecture project CopyHouses•Iron River, United Stateslast_img read more

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Begijnhoflaan 27 House Renovation / Eagles of Architecture

first_img “COPY” Projects Houses Architects: Eagles of Architecture Area Area of this architecture project CopyAbout this officeEagles of ArchitectureOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDendermondeOn FacebookBelgiumPublished on May 21, 2021Cite: “Begijnhoflaan 27 House Renovation / Eagles of Architecture” 21 May 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save想阅读文章的中文版本吗?Begijnhoflaan 27号房子改造 / Eagles of Architecture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Begijnhoflaan 27 House Renovation / Eagles of ArchitectureSave this projectSaveBegijnhoflaan 27 House Renovation / Eagles of Architecture ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/962014/begijnhoflaan-27-house-renovation-eagles-of-architecture Clipboard Eagles of Architecture ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/962014/begijnhoflaan-27-house-renovation-eagles-of-architecture Clipboard “COPY” Year:  Save this picture!© Filip Dujardin+ 32Curated by Paula Pintos Sharecenter_img ArchDaily 2019 City:DendermondeCountry:BelgiumMore SpecsLess SpecsSave this picture!© Filip DujardinRecommended ProductsGlassDip-TechDigital Ceramic Glass PrintingEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWindowsC.R. LaurenceCRL-U.S. Aluminum Unit-Glaze SystemWindowsSky-FrameRetractable Insect Screen – Sky-Frame FlyText description provided by the architects. When Alison and Peter Smithson designed the put-away-house in the 1990’s they were elaborating on an idea, they first put forward in 1958 in an article called “the future of furniture”. Convinced that the overabundance of consumer goods would soon become oppressive, they designed a house with an elaborate backstage: “The heart of the plan is a large-item store, with access directly from outside, available to every room without passing through another room.” They may have anticipated the rise of commodity culture, but they were misguided about its nature. Glut did not represent a burden for the first generation that was able to accumulate a myriad of products. For them, it was the very image of freedom.Save this picture!© Filip DujardinSave this picture!© Filip DujardinArchitects were never any good at anticipating changes in the way we live. Excessive and therefore unforgettable architecture always resulted from an end-game. The buildings we call revolutionary are often the final and most revealing examples of a way of life about to disappear. When the Smithsons finally presented a plan for the house in which we were meant to brave the commodified world, it was remarkably conventional, aiming for privacy, comfort, and independence as does any family home since the nineteenth century.Save this picture!Section ASomething has changed however in the lives of the people Alison and Peter Smithson were addressing, a generation often referred to as babyboomers. Their children have left home and many are moving to smaller dwellings, bringing along all the things that have accompanied them throughout their lives. For one such couple, Eagles of Architecture built a house unlike any other.Save this picture!© Filip DujardinSave this picture!© Filip DujardinSave this picture!© Filip DujardinAt the start, there was a house, so conventional it could have been a textbook example, designed to normalize family relations within the home, a setup the owners had no use for anymore. What followed can hardly be described as a refurbishment. The house was emptied out until only the outer walls and the roof was left, and a new house was built on the inside, brave and cartoonlike. A stair spirals a single column that stands off-center in a space no bigger than 7,40 by 5,60 meter. This column is surrounded by a whirling world of cupboards.Save this picture!© Filip DujardinThe effect is not unlike the ever-increasing number of brooms circling around the poor sorcerer’s apprentice in Walt Disney’s Mickey Mouses movie from 1940. After first having enchanted the broom to help him fetch water, the apprentice is unable to stop the broom from performing this task over and over again. By splitting the broom with an ax, it is not eliminated but multiplied, and the workshop soon floods. The cupboards are not backstage, like those in the put-away-house, they are center stage. They make up the house without organizing or dividing it.Save this picture!© Filip DujardinSave this picture!© Filip DujardinAll Mickey Mouse films are founded on the motif of leaving home in order to learn what fear is, Walter Benjamin wrote in 1931. The house Eagles of Architecture built in Dendermonde leaves behind the social construct of a home as their inhabitants face the fears and fearlessness of a generation that braved the world of commodity culture.Save this picture!© Filip DujardinProject gallerySee allShow lessArchitecture and the Stain of Modern Day SlaveryArticlesHorizon House / BauenSelected Projects Share Lead Architects: CopyHouses•Dendermonde, Belgium Belgium Photographs Area:  83 m² Year Completion year of this architecture project Begijnhoflaan 27 House Renovation / Eagles of Architecture Photographs:  Filip Dujardinlast_img read more

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Odessa couple killed in weekend wreck

first_img OC employee of the year always learning ECISD undergoing ‘equity audit’ Local News Odessa couple killed in weekend wreck Facebook Pinterest Previous articleOdessa police make 2 arrests in connection with shootingNext articleTwo suspects arrested in drive-by shooting admin RELATED ARTICLESMORE FROM AUTHOR WhatsApp 2021 SCHOOL HONORS: Permian High School Twitter Two are dead after a wreck in Odessa on Friday.Medical Center Hospital officials said Lucio Lara, 82, of Odessa, died over the weekend. Lara was taken to the hospital after the wreck Friday evening in west Odessa, and was said to be in critical condition on Saturday afternoon but later died.Catarina Lara, 82, of Odessa, was pronounced dead on the scene on Friday.Odessa police said its Friday investigation revealed the Laras were in a silver Chevrolet Malibu which failed to yield the right of way just before 7 p.m. at the intersection of West 2nd Street and Harless. The release said a black Ford F-250, driven by Mark Gonzales, 45, of Odessa, collided with the Malibu.There were no other reports of injury at the scene. Home Local News Odessa couple killed in weekend wreck WhatsApp Twitter Pinterest Facebook By admin – March 12, 2018 Upside Down Blueberry Pie CheesecakeCreamy Fruit SaladTexas Fried ChickenPowered By 10 Sec Mama’s Deviled Eggs NextStay last_img read more

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Cheniere Energy: 4Q Earnings Snapshot

first_img Facebook Pinterest Local NewsBusinessState WhatsApp HOUSTON (AP) — Cheniere Energy Inc. (LNG) on Wednesday reported a fourth-quarter loss of $194 million, after reporting a profit in the same period a year earlier. The Houston-based company said it had a loss of 77 cents per share. Earnings, adjusted for non-recurring costs, were 84 cents per share. The results beat Wall Street expectations. The average estimate of six analysts surveyed by Zacks Investment Research was for earnings of 79 cents per share. The natural gas company posted revenue of $2.79 billion in the period. For the year, the company reported a loss of $85 million, or 34 cents per share, swinging to a loss in the period. Revenue was reported as $9.36 billion. Cheniere Energy shares have climbed 16% since the beginning of the year. The stock has increased 34% in the last 12 months. ————— This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on LNG at https://www.zacks.com/ap/LNG Cheniere Energy: 4Q Earnings Snapshot Facebook Twittercenter_img Pinterest TAGS  WhatsApp Twitter By Digital AIM Web Support – April 6, 2021 Previous articleUS women’s team players to stop kneeling during anthemNext article2021 Report on the Anti-CD30 Therapies Pipeline – Players Include Seagen, Takeda Oncology & Cellular Biomedicine Among Others – ResearchAndMarkets.com Digital AIM Web Supportlast_img read more

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